Shareholder Protection

Stay in Control of Your Business, No Matter What Happens

Your Questions Answered

Confused about cover? Discover the answers to some commonly asked questions

  • What is Shareholder Protection?

    What is Shareholder Protection?

    Shareholder Protection Insurance is designed to give you peace of mind in the event that a shareholder in a Limited Liability Company, a member of a Limited Liability Partnership (LLP), or a partner in a partnership dies or is diagnosed as critically ill.

    When that happens, the remaining owners will be able to buy the deceased’s share of the business. So the surviving owners retain complete control of the business and avoid the risk of an unknown third-party stepping in.

  • How Does Shareholder Protection Work?

    How Does Shareholder Protection Work?

    When a Shareholder dies or suffers a critical illness, the remaining owners of the business get a cash lump-sum. This money can be used to buy the deceased’s share of the business.

    This avoids any uncertainty about what will happen to company shares in the event of the worst.

  • With Specialists 4 Protection, You Get...

    With Specialists 4 Protection, You Get...

    • Fast and Friendly Service - from call to cover in three simple steps.
    • CII-Qualified, FCA-Regulated Advisers - with over 20 Years' experience advising accountants, business owners, and IFAs.
    • Business Insurance Specialists - we only work in protection, so you get focused, expert advice every step of the way.
    • Compare Quotes from All Major Insurers -we search the whole market to get you the most cost-effective Shareholder Protection plan for your business.
    • Hassle-free Policy Set-up Service - we handle all the paperwork so you can get on with running your business.
    • Always Completely Fee-Free, with No Obligation and No Pressure - get advice now, then get cover when YOU are ready.
  • What You Get with S4P

    When You Speak to Specialists 4 Protection, You Get...

    • Fast and Friendly Service - from call to cover in three simple steps.
    • CII-Qualified, FCA-Regulated Advisers - with over 20 Years' experience advising accountants, business owners, and IFAs, so you know you're in good hands.
    • Business Insurance Specialists - we only work in protection, so you get focused, expert advice every step of the way.
    • Quotes from All Major Insurers - we search the whole market to get you the most affordable plan for your needs.
    • Hassle-free Policy Set-up Service - we handle all the paperwork so you can get on with your life.
    • Always Completely Fee-Free, with No Obligation and No Pressure - get advice now, then get cover when YOU are ready.
  • 3 Steps

    From Call to Cover in 3 Simple Steps

    Life is hectic, so we've made getting cover as simple as 1-2-3

    Step 1: Talk to a protection specialist. We'll discuss your circumstances, show you the best options, then compare the market to get the most affordable quotes.

     

     

    Step 2: Choose to get protected. When you tell us you're ready to go we'll handle all the paperwork for you.

     

     

    Step 3: Wait for your policy documents. You'll get hard copies of everything by post. When you have them, you'll know your cover is in place.

     

     

     

  • Why Speak To Us

    Why Should I Get Advice?

    Business protection policies are slightly more technical than ordinary personal life cover, so as with any protection product, it’s best to get expert advice. If you want the best group life quotes, use an independent adviser who checks premiums with all the main life insurance providers. Doing so could save thousands over the life of your policy.

    Here’s what the Telegraph had to say when they checked premiums with banks, insurers, and independent advisers

    “The results show that in many cases the lenders and even the insurers themselves charge far more than intermediaries for exactly the same life and critical illness policies.”

    You can check out the Telegraph article here.

    At Specialists 4 Protection our advice won’t cost you a penny and is given with no obligation. We’ll help you understand how much cover you need, what type of policy is best, and we’ll scour all major Life Insurance providers to get you the best quotes.

    For free, no obligation advice just call 01243 219190 or give us your number and we’ll call you back.

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Latest News

Advisers say family protection is important
According to warnings from advisers, it is possible for families to be at risk if proper income protection is not provided.

8% fewer intermediaries selling life and CI cover
IFAs believe there is a growing threat of people not having life insurance and critical illness cover because fewer intermediaries are selling it.

More IFAs stop selling life insurance and critical illness cover
Nearly three quarters of IFAS believe there is a growing threat of people failing to have enough life insurance and critical illness cover because fewer intermediaries are selling it.