Studies reveal that as incomes increase societies generally spend more of their wealth on health insurance.Read more ...
A growing business change and demands new insurance needs, which provide cover according to your business needs. Apart from the regular cover for Employees liability and Public Liability, the insurance sector has various other types of cover that are designed to protect the business. If your cover doesn't adapt to the changing business needs, you could find yourself without protection in the most crucial times.Read more ...
Death in service benefits can pose tax and pension problems for high earners, while smaller firms have trouble getting underwriting. If pensions are not your forte, there cannot be any advisers unaware of the fundamental ‘simplification’ changes brought about from A-Day in April 2006.Read more ...
Any person is bound to have a peace of mind by just knowing that his life and that of his family is being taken care of in case of or after death or when critical illness comes knocking. This is achieved by taking an appropriate insurance cover.Read more ...
What do you think the chances are of you being unable to work because of a disability? Slim? That's a common view. In fact, research provided exclusively for The Independent by the insurer Zurich shows that half of us believe we have a less than a one in ten chance of being in that position.Read more ...
Quotes shown are for a 40 year old male who doesn’t smoke. Policy is £100,000 life insurance cover for ten years with a fixed premium. Example is for illustrative purposes only and was correct on 21/11/2016.
The most common form of protection, ordinary term life cover pays a lump sum to your family if you die within a certain time-frame. Most policies will also pay-out if you’re diagnosed with a terminal illness and have less than twelve months to live
Critical Illness Cover provides a cash lump sum if you suffer from a range of serious conditions within a set time-frame. The money is normally used to pay the bills and provide financial security while you’re on the road back to health
If something serious happens to stop you working - for months, years, or even for life – you’ll want to know you have financial security and that the bills are paid. Income Protection gives you just that, paying a percentage of your income all the time you’re unable to work.
The NHS is groaning under the weight of the UK obesity crisis and newer, more effective medical treatments for a range of illnesses often aren’t available. Private medical cover makes ‘going private’ much more affordable – giving you access to more treatments, shorter waiting lists, and first-class care.
Most company directors are savvy enough to have life insurance, but very few realise they can save up to 53% by taking advantage of a Relevant Life plan.
Group Life and / or Health Cover is the most cost-effective way to provide peace of mind and financial security for the families of your employees.
Key Person Insurance - often called Key Man Cover - is an insurance policy bought and owned by a business to protect its own interests. Cover is provided in the event that an important staff member is suddenly unable to work through critical illness and/or death.
Shareholder Protection Insurance is designed to give you peace of mind in the event that a shareholder in a Limited Liability Company, a member of a Limited Liability Partnership (LLP), or a partner in a partnership dies or is diagnosed as critically ill.
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