Life insurance for you

Item: Life Insurance Advice
Rating: 4.8
Author: Andrew Benham

Easy, affordable cover for everyone

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Real, Regulated Advice from Qualified Experts

Helping people get the right protection is what we do every day. We give properly regulated advice to everyone who wants it, and work with the UK’s top insurers to get you the right cover. Compare and apply online, or speak to an expert for personal, regulated advice.

£100,000 cover

Provider	Monthly premium	Cost per day	Cover amount
	£6.73	22p	£100,000
	£8.17	27p	£100,000
	£8.50	28p	£100,000
	£8.59	28p	£100,000

On average, people think life cover is 397% more expensive than it actually is. Take a look at the example below and then get a quote yourself, you might be surprised.

Quotes shown are for a 40 year old male who doesn’t smoke. Policy is £100,000 life insurance cover for ten years with a fixed premium. Example is for illustrative purposes only and was correct on 21/11/2016.

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Relevant Life Cover

Directors are savvy enough to have life insurance, but few know they save thousands with a Relevant Life

Save up to 53%

No inheritance tax

Corporation tax relief

Here’s what our clients say about us…

really good service, helpful and up front with details.

Carla Theophane

The approach of the team was just right. Not being pushy and making sure it was the correct decision for myself.

Andrew Benham

Quick and easy process and the advisers were very helpful

Julia

Excellent service quick and efficient

Phil Price

Very personal approach, happy to work around my schedule and answer question

Chris Lloyd

Need to make an insurance claim?

Our friendly, expert team are sympathetic to the hardships life sometimes throws at us. For help making your claim

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Too busy to get life cover?

If you want advice before you get cover, but work and life keep you too busy, ask for a call in the evening or at the weekend. We’ll make time to get you the advice you need.

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Refer a friend and Save Money!

There’s nothing better than a personal recommendation. Every time you refer a friend or family member, you’ll get cashback on one months’ premium if they get a policy.

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Free trust writing service

Depending on the value of your estate, the proceeds from your life insurance policy could be subject to inheritance taxes of 40%. What's more, the money will normally have to go through probate before it reaches your beneficiaries, meaning it takes longer to reach the people who need it.

But putting the policy in Trust means the cash goes quickly and directly to those you love, without being clobbered by inheritance tax and avoiding probate altogether.

If this is likely to be an issue for you, we provide a Trust-writing service absolutely free, so your family are guaranteed a speedy pay-out, exactly when they need it most.

Not sure what cover to get?

Getting the right cover for the right term at the right price can be a bit of a minefield. That's why we offer expert, personal advice to anyone who wants it.

To request a callback from one of our CII-Qualified, fully regulated advisers, just fill in the form below.

Paying too much for life insurance?

The cost of a new life insurance policy tends to rise as we age, so most people think they've already got the best deal they're going to find.

But premiums in general have become a lot more competitive over the last few years. And if your circumstances have changed, you might have more expensive cover than you need.

What's more, insurers are bringing out new life insurance products all the time, some of which are much more affordable than the old policies.

Finding out if you're paying too much couldn't be easier. It takes 60 seconds to get an online quote, or speak to a regulated specialist who'll look at all aspects of your cover to see where you can save.