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Relevant Life

is personal life cover designed for limited company directors or their employees. Simply put, it’s the most tax-efficient way to pay premiums. The policy is virtually identical to ordinary term life cover, but you could pay up to 53% less in real-terms.

Shareholder Protection

is an essential part of any business with more than one active shareholder. If one of you dies, this policy provides the capital needed to buy shares from the deceased’s beneficiaries. The original shareholders remain in control of the business, and those left behind get the cash they deserve.

Key Person Cover

is vital if your business relies upon the skills of particular individuals in order to operate normally. When a key person dies unexpectedly, you need to source, interview and hire someone new before the business can operate again. This takes time. Key Person insurance gives your company complete security, covering the costs incurred and income lost while a replacement is found.

Latest News

Advisers say family protection is important
According to warnings from advisers, it is possible for families to be at risk if proper income protection is not provided.

8% fewer intermediaries selling life and CI cover
IFAs believe there is a growing threat of people not having life insurance and critical illness cover because fewer intermediaries are selling it.

More IFAs stop selling life insurance and critical illness cover
Nearly three quarters of IFAS believe there is a growing threat of people failing to have enough life insurance and critical illness cover because fewer intermediaries are selling it.